Payments? How does that even work

"E90M3" (e90m3) 08/25/2020 at 13:46 • Filed to: unnecessary car selling with E90M3

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I decided to list the 328i on both Craigslist and facebook marketplace last night, and so far these are the only two responses I’ve gotten. One asking if I do payments and a truly classic craigslist “I’m in the miltilary and I’m deployed” scam.

No, I don’t do payments, I’m not a bank. If you want to make payments on my car, go to place that finances people, get some financing and let them incur the risk. I’m also not dealing with paypal, even if that wasn’t a scam.

All in all, this is about par for the course. I don’t need to sell it and if I can’t then I’ll just keep driving it. Want for a change does not necessitate one.

Chariotoflove > E90M3 08/25/2020 at 13:53

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How odd to ask about a payment plan. I’ve never heard of that from a private seller. 

DucST3-Red-1Liter-Standing-By > E90M3 08/25/2020 at 13:53

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Feel ya . If I get one more message asking if my bike is still available , I’m going to screa m

I like cars: Jim Spanfeller is one ugly motherfucker > E90M3 08/25/2020 at 13:54

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Man, you should try selling sub-$1000 shitboxes. I get people asking to make payments on those. One time I told a guy “no” and he sent back a voice message that just said “fuck you”. Classy.

phenotyp > E90M3 08/25/2020 at 13:54

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Weirdly, when I sold my MR2, the buyer came from Craigslist, not Autotrader or the MR2 forum.

The Autotrader buyers were all goofballs or assholes, the MR2 people wanted me to part out the bracing, antenna, and radio, and the CL buyer drove up from San Antonio with cash in hand.

Not the way I’d expected it to go, to say the least.

GolfR Guy > E90M3 08/25/2020 at 13:57

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Welcome to selling a vehicle on FB or Craigslist. Just wait till you get the “carfax” scams. This is what I dealt with when selling my Aprilia.

CarsofFortLangley - Oppo Forever > E90M3 08/25/2020 at 13:57

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hello,

Will you accept amazon giftcard s?

Poor_Sh > E90M3 08/25/2020 at 14:00

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Why not take PayPal? Have them "send money to a friend" then give it to them when the money clears lol

E90M3 > CarsofFortLangley - Oppo Forever 08/25/2020 at 14:01

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I only accept gift cards to pets.com

E90M3 > GolfR Guy 08/25/2020 at 14:02

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I think you sent that to me when you were selling it, it looks familiar .

I like cars: Jim Spanfeller is one ugly motherfucker > Poor_Sh 08/25/2020 at 14:02

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Even after the money clears, they can make a fraud claim. Paypal almost always will side with buyers. Never, ever, ever buy things friends and family.

Nibby > E90M3 08/25/2020 at 14:03

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pro tip edit out their numbers so we don’t sign them up for cat facts or grindr or something

E90M3 > phenotyp 08/25/2020 at 14:03

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It’s really just a platform, there’s idiots on all of them. I had almost no luck on autotrader when I tired to sell my 128i, so I figured I’d go these routes first. Sure CL is $5, but it’s only $5. 

WilliamsSW > Chariotoflove 08/25/2020 at 14:03

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Perhaps you’ve heard of it under its old school name - it used to be called grand theft auto.

Cash Rewards > E90M3 08/25/2020 at 14:04

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How'd you answer the second guy's question?

E90M3 > Chariotoflove 08/25/2020 at 14:05

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Not sure if it’s a scam or he can’t financing or thinks I’m going to do him a favor. Regardless, I don’t care how I get the money as long as it’s on the single payment plan. 

WasGTIthenGTOthenNOVAnowbacktoGTI > I like cars: Jim Spanfeller is one ugly motherfucker 08/25/2020 at 14:05

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THIS.

DAWRX - The Herb Strikes Back > E90M3 08/25/2020 at 14:05

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“why’ lol... just send back “cause”

E90M3 > Nibby 08/25/2020 at 14:06

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Feel free to do just that. 

WasGTIthenGTOthenNOVAnowbacktoGTI > Nibby 08/25/2020 at 14:06

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Too late!

E90M3 > Cash Rewards 08/25/2020 at 14:06

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I decided I didn’t want to respond further, so with silence .

WasGTIthenGTOthenNOVAnowbacktoGTI > E90M3 08/25/2020 at 14:08

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Surprisingly few gramm atical err ors on the second one.

Also, just tell the guy you’ll accept the payment in installments, then, when he’s paid the whole amount, he can take the car home.

Poor_Sh > I like cars: Jim Spanfeller is one ugly motherfucker 08/25/2020 at 14:09

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I though t the friends and family option meant they gave up fraud protection

Chariotoflove > WilliamsSW 08/25/2020 at 14:10

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Hehe

WilliamsSW > E90M3 08/25/2020 at 14:10

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I would just assume that the first payment is all you’ll ever see, regardless of what the buyer promises.  Just another scam artist. 

Mid Engine > E90M3 08/25/2020 at 14:13

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Consider using OfferUp or LetGo, very popular 

E90M3 > Mid Engine 08/25/2020 at 14:14

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Good suggestion, I’ll see how much I want to sell it and how long this goes on for. 

E90M3 > WilliamsSW 08/25/2020 at 14:15

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Yeah, I wouldn’t ever trust someone on that, unless they wanted to make 1 payment. In that case, only a single payment is good! 

NYankee1927 > E90M3 08/25/2020 at 14:16

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Hey you still haven’t been offered bitcoin. So that is a win. I had financing fall through with a buyer on my car. I felt bad because the guy seemed genuinely a nice guy, but then I reminded myself, banks don’t refuse financing for no reason.

E90M3 > NYankee1927 08/25/2020 at 14:18

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No bitcoin, yet.

That sucks for him, but it is what it is. 

atfsgeoff > WasGTIthenGTOthenNOVAnowbacktoGTI 08/25/2020 at 14:19

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Yep, layaway

CompactLuxuryFan > E90M3 08/25/2020 at 14:20

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That’d be a very firm price if I were you! For context I got more than that for my 97k mile N54 335i (so a wash?) back in January (softer market). Granted mine was LeMans Blue over Saddle Brown, but the paint was shot! And I did also have upcoming maintenance.

WilliamsSW > E90M3 08/25/2020 at 14:20

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All of this crap is a surprisingly big reason why I still own the Pathfinder and the E46. Especially the Pathfinder. It’s been sitting for god knows how long now.

Funny thing is that my next door neighbor has an ES that’s been sitting in his driveway even longer. And they’re both actually nice houses. I guess we’re the black sheep of the neighborhood. His is even blocking in his Mark LT.

Spanfeller is a twat > E90M3 08/25/2020 at 14:26

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Post it on Cars and Bids and let us know if its any good.

Does papa doug charge?

MKULTRA1982(ConCrustyBrick) > E90M3 08/25/2020 at 14:26

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My preferred response is: “ yeah we can do payments, pay what you like when you want! Only condition is I keep the vehicle, all keys, and the title until it is paid in full. You can come look at car from the street if you want, and even tell people you own it!”

When they get upset (they always get upset) I ask why they were okay with doing the inverse of that? That’s usually when we get to cussing, slurs, or that I will never get my asking because it’s a crap car 

Spasoje > E90M3 08/25/2020 at 14:27

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I feel you. Selling my cargo van right now. The majority of people were “buying on behalf of someone” with terrible grammar. One of the legit-sounding guys offered half my asking price 

I dunno where people can’t get enough of used cars, but it’s definitely not where I live haha

Dead_Elvis, Inc. > DAWRX - The Herb Strikes Back 08/25/2020 at 14:27

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“Your mom told me you’re bad with money”

E90M3 > Spanfeller is a twat 08/25/2020 at 14:31

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Not sure and I can’t stand him, so I’ll pass. I don’t think my car would stand up on BAT either. 

E90M3 > WilliamsSW 08/25/2020 at 14:33

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Yeah, it’s a pain, so looks like I might end up having two E9Xs for a while longer. 

Cash Rewards > E90M3 08/25/2020 at 14:34

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I got a ton of those buying my truck a few years ago. I'm in northern Virginia, and would find stuff on local CL but get "I'm stationed in New York, the truck is on base in Kansas, please pay pal". Yeah, no

E90M3 > CompactLuxuryFan 08/25/2020 at 14:34

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I’m not really sure how to price it, so I figured right under 10k was about right, since it’s a 328i. 

nermal > E90M3 08/25/2020 at 14:36

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Did you try selling to Carvana / Shift / Zoom yet? I read on the internet that they’re overpaying for everything, may not be worth the hassle to sell yourself. 

WilliamsSW > E90M3 08/25/2020 at 14:36

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It's only been a day or so though,  right?  All it takes is one real buyer. 

Highlander-Datsuns are Forever > E90M3 08/25/2020 at 14:42

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I took payments on a car that I sold for $350. They guy was a meth addict and couldn’t have more than $50 on his person at any given times. 

onlytwowheels > E90M3 08/25/2020 at 14:45

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Just wait until you start getting the trade offers. And then the guy who wants more photos, and after giving more, they ask for more. Then each additional photo comes with a question, usually regarding a reflection in the paint or chrome. The suggestion of just coming to look at it is constantly ignored. Not gonna happ en.

E90M3 > WilliamsSW 08/25/2020 at 14:47

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Yeah just a day, but I’m anticipating this being a marathon. Trying to sell my 128i put a sour taste in my mouth, but trading it in wouldn’t give me what I needed. 

E90M3 > nermal 08/25/2020 at 14:48

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I got an appraisal at Carvana and they said 5500. I did sell a car to a now defunct company called Beepi, and they paid well especially considering I had no real inerest.

PartyPooper2012 > E90M3 08/25/2020 at 14:56

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This is amazing! nothing new, but the balls on some people...

Payments? yes. One! When you have enough to pay the asking price. What the hell are these people thinking? You owe them something because you dared to sell them your car?

As for deployed.

Let’s say this was a real case. you’re a deployed military person and wanted to surprise your kid with a car... no inspections. no kicking tires.... I love my fucking kid so much I want to give him this bundle of joy.. just give it to me and ill paypal/venmo you some money.

Yeah! Unreal!

notsomethingstructural > E90M3 08/25/2020 at 15:00

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“Siri, how do I avoid criminal usury”

DipodomysDeserti > nermal 08/25/2020 at 15:08

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They are paying private party value for certain vehicles, BMW’s not being one of them. They offered me $4,500 on my wife’s X1. Two years newer, much higher trim, and a   few more miles than my Jeep which they gave me $15,500 for.

DipodomysDeserti > E90M3 08/25/2020 at 15:17

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I took payments on a car once. I initially thought the guy was joking, since I was selling it for $1k. I told him if he wanted to make payments he could pay me $500 every two weeks, but with interest the car would cost $2,500, and I would keep the car and any past payments if he tried to screw with me .

First four payments went great, then a friend found the car on CL before the last payment was made. We set up a fake meet where this asshole tried to sell the car to my friend without the title (because I still had it). I called the guy up, told him he needed to be at my house in the morning with the last $500 or I was taking the car back. Got my last $500.

Much different situation as I only paid $800 for the car, and I knew where the guy lived and worked.

facw > WilliamsSW 08/25/2020 at 15:43

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I mean, I don’t know that these people are necessarily scammers. Some of them I suspect really intend to make those payments. But then when they come due, money’s tight so they put it off a bit, and then money is still tight so...

fintail > E90M3 08/25/2020 at 15:57

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Kind of works

Dead_Elvis, Inc. > Poor_Sh 08/25/2020 at 16:15

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It’s a way for the seller to avoid PayPal fees, IDK about lack of fraud. protection. Makes sense, though.

Despite having been a PayPal user forever, I’ve never actually read all the fine print.

HFV has no HFV. But somehow has 2 motorcycles > E90M3 08/25/2020 at 16:26

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You can absolutely do a payment plan. For the low low price of going to your Credit union and  asking them for a loan. 

E90M3 > HFV has no HFV. But somehow has 2 motorcycles 08/25/2020 at 16:32

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That’s what I basically told him. 

E90M3 > facw 08/25/2020 at 16:53

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I’m sort of with you on that, but intention isn’t relevant if I’m out 10k. 

Tripper > E90M3 08/25/2020 at 17:18

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Throw it up on your local chapter BMW CCA Facebook group. You’re car isn’t CL/FB material, it’s too nice.

WilliamsSW > facw 08/25/2020 at 17:29

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I’m sure that some are scammers and some are not.

But if they’re reliant on financing from random strangers, they’re ultra high risk  

But either way, you ain’t getting paid, so what’s the difference?

Future next gen S2000 owner > E90M3 08/25/2020 at 17:54

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You should do payments! 25% interest. They collect the car at the end of the term. Seems like a sound investment opportunity.

Urambo Tauro > DucST3-Red-1Liter-Standing-By 08/25/2020 at 19:24

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So, I’ve noticed some ads stating not to ask if the car is still available, and I don’t get it. Seems like a perfect conversation starter to me. It doesn’t take long to type or to r ead, it’s a simple yes or no question ma king the seller’s response easy , and after that you can move right on to the next question regarding the item or meeting arrangements.

Bylan - Hoarder of LS400's > E90M3 08/25/2020 at 19:58

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This is just how selling things on the internet is these days. Took me over a month and about 15 different potential buyers, probably 10 were scams,  just to sell a $1000 beater Acura cl

E90M3 > Bylan - Hoarder of LS400's 08/25/2020 at 20:36

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Not sure how this experience is going to be , if I can’t find a real buyer I’ll probably end up keeping it. No one was interested in my 128i when I tried to sell it, ended up selling it to a now defunct internet company. 

E90M3 > Tripper 08/25/2020 at 20:37

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That’s not a bad idea, thought about BMW CCA classified , think it’s free.

Danny Korecki > E90M3 08/25/2020 at 23:09

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Why not put it in the classifieds on a 3series forum?

pip bip - choose Corrour > E90M3 08/26/2020 at 05:11

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i just don’t understand some people

E90M3 > Danny Korecki 08/26/2020 at 06:24

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I'm not active anywhere online besides here, that's the real reason.

DucST3-Red-1Liter-Standing-By > Urambo Tauro 08/26/2020 at 08:39

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In theory, you are right, but 99 % of the time, it’s crickets afterwards. I’ve got no problem using it as an ice breaker, but rarely d o they ask anything else. Counting right now, I have 46 people who have asked that’s and never said anything else back

Urambo Tauro > DucST3-Red-1Liter-Standing-By 08/26/2020 at 18:33

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Well, t h ey snooze, they lose! It’s not like that initial question of availability counts as a reservation. They gotta follow up if they don’t want you to sell it to somebody else.

Tristan > E90M3 08/27/2020 at 05:07

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I didn’t know the “I’m in the military and I’m deployed” thing was a popular scam... Hence why I couldn’t get A SINGLE response from a seller when I actually WAS deployed as a young military  lad ... D’ oh!